Tradeify
Best Lightning Funded Firm 2026?
Skip the evaluation. Trade up to $150K instantly.
Our complete Tradeify review for 2026 covers the three account paths (Growth, Select, Lightning Funded), payout policies, EOD drawdown mechanics, supported platforms, and trading rules. Plus the 40% off discount code FUTURE.
A US firm with EOD drawdown.
Tradeify is a US-based futures proprietary trading firm founded in June 2024 by CEO Brett Simberkoff. In a remarkably short time, the firm has grown into one of the most recognized names in the futures prop space, earning a 4.6 out of 5 Trustpilot rating from thousands of verified reviews and serving futures traders globally with simulated capital from $25,000 up to $150,000 across multiple account types.
Tradeify offers three distinct account paths: Growth Evaluation (the entry plan with a Daily Loss Limit and 35% consistency on funded), Select Evaluation (the flexible plan with 3-day minimum that lets you choose between Flex or Daily payouts after passing), and Lightning Funded (the instant funding flagship that skips the evaluation entirely). All three use End of Day trailing drawdown, run a 90/10 profit split, and operate on one-time pricing with no recurring monthly billing.
This Tradeify review covers all three account paths in detail, the payout policies, the EOD drawdown mechanic that locks once profits exceed the threshold by $100, the Tradeify Elite live capital path, supported platforms, trading rules, and a frank assessment of where the firm excels and where its constraints sit.
Three paths to get funded fast.
Choose Tradeify based on whether you want the cheapest evaluation, the most flexible funded experience, or instant access without an evaluation. All three plans use End of Day drawdown and offer a 90/10 profit split.
Growth
- Pass in as few as 1 day
- EOD drawdown
- Daily Loss Limit during eval
- 35% funded consistency
- 25K, 50K, 100K, 150K sizes
- One-time fee, no activation
Select
- 3-day minimum eval
- EOD drawdown, no DLL on eval
- 40% eval consistency only
- Flex: every 5 winning days
- Daily: daily payouts with buffer
- No funded consistency on Flex
Lightning Funded
- No evaluation phase
- EOD drawdown
- 20% to 30% progressive consistency
- Instant payout requests
- $80K cap before live transition
- One-time fee, no resets
| Detail | Growth | Select Flex | Select Daily | Lightning |
|---|---|---|---|---|
| Type | Evaluation | Evaluation | Evaluation | Instant funded |
| Min Eval Days | 1 | 3 | 3 | N/A |
| Daily Loss Limit | Yes (eval) | None | Yes | Yes (most sizes) |
| Drawdown | EOD | EOD | EOD | EOD |
| Funded Consistency | 35% | None | None | 20% to 30% |
| Profit Split | 90/10 | 90/10 | 90/10 | 90/10 |
| Payout Frequency | On-demand | Every 5 days | Daily | On-demand |
| Activation Fee | $0 | $0 | $0 | $0 |
| Resets Available | Yes | Yes | Yes | No |
Growth: cheapest path to funded.
Growth is the most affordable Tradeify entry. It uses a one-step evaluation with a Daily Loss Limit during the test and an EOD trailing drawdown. Pass the evaluation in as few as 1 trading day to qualify for a Growth Sim Funded account, which carries a 35% consistency rule on payouts.
| Size | Profit Target | EOD Drawdown | Max Contracts | One-Time Fee* |
|---|---|---|---|---|
| $25K | $1,500 | $1,500 | 1 mini / 10 micros | From $65 |
| $50K | $3,000 | $2,000 | 4 minis / 40 micros | From $87 |
| $100K | $6,000 | $3,000 | 8 minis / 80 micros | From $159 |
| $150K | $9,000 | $4,500 | 12 minis / 120 micros | From $221 |
*Pricing reflects active 40% off promo with code FUTURE. List prices are higher.
Select: Flex or Daily payouts.
Select is the most flexible Tradeify evaluation. No Daily Loss Limit during the evaluation, a 3-day minimum, and a 40% consistency rule that applies only during the evaluation phase. After passing, you choose between Flex (every 5 winning days, no consistency, higher payout caps) or Daily (daily payouts with a buffer requirement and smaller daily caps).
| Size | Profit Target | EOD Drawdown | Flex Max Payout | Daily Max Payout |
|---|---|---|---|---|
| $25K | $1,500 | $1,500 | $2,000 | $500 |
| $50K | $3,000 | $2,000 | $3,000 | $1,000 |
| $100K | $6,000 | $3,000 | $4,000 | $1,500 |
| $150K | $9,000 | $4,500 | $5,000 | $2,500 |
Lightning: skip the evaluation.
Lightning Funded is the Tradeify instant funding flagship. Pay one fee, skip the evaluation, and start at the simulated funded stage immediately. Every trade counts toward your payout from day one. The trade-off is a progressive consistency rule (20% for the first payout, 25% for the second, 30% from the third onward) and no resets if the account fails.
| Size | EOD Drawdown | Daily Loss Limit | 1st Payout Target | 1st Max Payout |
|---|---|---|---|---|
| $25K | $1,500 | None | $1,500 | $1,000 fixed |
| $50K | $2,000 | $1,250 | $3,000 | $2,000 |
| $100K | $3,000 | $2,500 | $6,000 | $3,000 |
| $150K | $4,500 | $3,750 | $9,000 | $3,500 |
Payouts in under 24 hours.
Tradeify processes approved payouts within 24 hours during business hours, with up to 72 hours for requests submitted outside normal hours. Lightning Funded traders can request payouts directly from the dashboard once eligibility conditions are met. All sim funded accounts use a 90/10 profit split, with the trader keeping 90% of profits.
| Plan | Min Payout | Frequency | Profit Split | Consistency |
|---|---|---|---|---|
| Growth Funded | $250 to $1,000 | On-demand | 90 / 10 | 35% |
| Select Flex | $1,000 | Every 5 winning days | 90 / 10 | None |
| Select Daily | $250 | Daily | 90 / 10 | None |
| Lightning | $1,000 | On-demand | 90 / 10 | 20% to 30% |
| Tradeify Elite Live | Custom | Uncapped | 80 / 20 | None |
Trade on your favorite platform.
Tradeify supports multiple professional futures platforms with no platform surcharges. All brokers are priced the same, and market data is free as long as you sign the Non-Professional Agreement.
Tradovate
The flagship Tradeify platform. Web-based, desktop, and mobile, with native TradingView integration. Fast execution, customizable charts, and the simplest setup for new traders.
NinjaTrader
Professional-grade Windows desktop platform with advanced charting and personal bot/algorithmic trading allowed under specific verification rules. Best for order flow analysis and strategy development.
TradingView
Trade directly from TradingView charts using Tradovate broker integration. Best for chart-focused traders who prefer TradingView's visualization tools and indicator ecosystem.
Rithmic and WealthCharts
Additional broker connections supported by Tradeify. All brokers are priced the same with no platform surcharges. Market data is included free with the Non-Professional Agreement.
Trading rules.
Tradeify operates a relatively permissive ruleset with clearly documented policies. The standout feature is the EOD trailing drawdown that locks once profits exceed the threshold by $100, removing the indefinite trailing problem common at competing firms.
EOD trailing with $100 lock
All accounts use End of Day trailing drawdown. The drawdown locks once the EOD account balance exceeds the starting capital plus the maximum drawdown amount plus $100. For example, on a 50K account with a $2,000 drawdown, the floor locks at $50,100 once the EOD balance hits $52,100.
News trading
No restrictions on news trading at Tradeify across all account types. NFP, FOMC, CPI, and other high-impact events can be traded freely on Growth, Select, and Lightning Funded accounts.
Bots and algorithms
Personal bots and algorithmic trading are allowed under specific conditions: you must prove sole ownership, the bot may only be used at Tradeify, and HFT bots are not permitted. Verification includes scans and a live video of you enabling the code on your own PC.
Hedging across instruments
Hedging is not allowed at Tradeify. You can only trade one instrument type at a time on the same account: micros or minis, but not both simultaneously. Trading correlated instruments (like ES and NQ together) follows position size and risk rules.
End of day flat
All positions must be closed by 4:59 PM ET each trading day. On holidays, positions must be closed by 12:59 PM EST. Failing to close does not automatically fail the account but breaches platform rules.
Tradeify Elite after 5 payouts
After 5 approved payouts on any simulated funded account, traders qualify for Tradeify Elite live capital. No DLL on Elite, up to 5 simultaneous live accounts, 80/20 profit split, and the previous $100K simulated profit cap has been removed.
Why traders switch to Tradeify.
Tradeify positions itself as the EOD-drawdown-with-lock alternative to traditional intraday-trailing prop firms. Here is how it compares directly across the key dimensions.
| Feature | Tradeify | Many Other Firms |
|---|---|---|
| Drawdown | EOD with $100 lock | Often intraday trailing |
| Pricing Model | One-time purchase | Monthly subscription |
| Activation Fee | $0 across all plans | $130 to $200 typical |
| Instant Funding | Lightning Funded | Often unavailable |
| News Trading | Allowed everywhere | Often restricted |
| Personal Bots | Allowed (with verification) | Mostly prohibited |
| Path to Live | After 5 payouts | Vague or unavailable |
| Live Profit Split | 80 / 20 | 70 / 30 to 80 / 20 |
| Payout Speed | 24 to 72 hours | 5 to 7 days typical |
| Max Sim Accounts | 5 simultaneous | 3 typical |
Strengths and limitations.
Strengths
- End of Day trailing drawdown on all accounts
- Drawdown locks once balance exceeds threshold by $100
- One-time pricing with no recurring monthly billing
- Zero activation fees on every account type
- Lightning Funded skips the evaluation phase entirely
- Three account paths (Growth, Select Flex/Daily, Lightning) for different styles
- Select Flex has no funded consistency and no buffer
- News trading allowed across all account types
- Personal bots and algorithmic trading allowed (with verification)
- Up to 5 simulated funded accounts at the same time
- Tradeify Elite live capital after only 5 payouts
- 4.6 out of 5 Trustpilot rating from 2,400+ reviews
Limitations
- Lightning Funded accounts cannot be reset if they fail
- Progressive consistency rule on Lightning (20%, 25%, 30%)
- $80,000 maximum simulated profit cap on Lightning before live transition
- Hedging not allowed across micros and minis
- Restricted countries list applies for funded eligibility
- Day-trade only, no overnight or weekend positions
- Founded June 2024, newer than legacy firms like Topstep or Apex
- Profit target on Lightning can exceed payout cap on first request
- Reset fees apply on Growth and Select if evaluation fails
Is Tradeify the best choice in 2026?
Tradeify has built a credible, fast-growing futures prop firm in under two years. With a 4.6 Trustpilot rating from over 2,400 reviews, three differentiated account paths, EOD trailing drawdown that locks at the starting balance plus $100, and a one-time pricing model that avoids the subscription compounding many traders dislike, the firm has carved out a clear position in the 2026 futures prop landscape.
What sets Tradeify apart is the structural mix of Lightning Funded instant access, Select Flex as a low-rule funded experience, and Growth as the cheapest entry. The EOD drawdown that locks at the starting balance plus $100 is a meaningful structural advantage over competitors using indefinite intraday trailing, and the one-time-fee model is genuinely cost-predictable compared to subscription firms. News trading is allowed everywhere, personal bots are permitted under a verification process, and the Tradeify Elite live capital path triggers after just 5 successful payouts (down from 8) with no $100K profit cap.
The constraints are real and worth knowing. Lightning Funded accounts cannot be reset if they fail, which raises the cost of a single misstep. The progressive consistency rule on Lightning (20% then 25% then 30%) tightens with each payout. The $80,000 simulated profit cap on Lightning means very profitable traders are automatically transitioned to live, where the starting balance is capped at $20,000. Hedging is not allowed across instrument types, and a list of restricted countries applies. Tradeify is also newer than legacy firms like Topstep or Apex, though its rapid growth and Trustpilot reputation have closed that gap.
For traders who want a forgiving EOD drawdown that locks at a static floor, instant Lightning Funded access without an evaluation, or the flexibility of Select Flex with no funded consistency, Tradeify deserves serious consideration in 2026. The 40% off code FUTURE makes the entry cost meaningfully cheaper, and the path to Tradeify Elite live capital is one of the more accessible live progressions in the space.
Tradeify FAQs.
1. What is Tradeify?
2. What is the difference between Growth, Select, and Lightning?
3. How does End of Day drawdown work?
4. How fast are payouts?
5. What platforms are supported?
6. Is news trading allowed?
7. How many accounts can I have?
8. What is the path to live trading?
9. Are bots and algorithms allowed?
10. What is the Tradeify discount code?
11. Can I reset a failed Tradeify account?
Get funded instantly. Get paid in 24 hours.
Grab your Tradeify 40% discount and start trading up to $150K in simulated capital. Code FUTURE works across Growth, Select Flex, Select Daily, and Lightning Funded. Payouts processed in 24 to 72 hours.
Related comparisons and reviews.
Deciding between firms? These guides break down the key differences.